Author: Amy Sloan
Last saved by: user
Company: American Career College \ West Coast University

Outline Template
Topic: Current Medical Issue of Health Insurance Coverage and Services
I.	Introduction
Each and every individual has the right to obtain and access quality healthcare. Comprehensive, quality healthcare is essential in promoting and sustaining health so as to prevent and manage diseases and reduce unnecessary disability and premature death in order to achieve health equity for all people. However, despite the countless advancement popping up in healthcare including advanced technology, abundance in a healthcare organization, standard clinics, and hospitals urgent care, lots of people still lack the capability to receive quality healthcare. Globally, this has become a major concern throughout to all individuals. The paper, therefore, explores health insurance coverage and services as a current medical ethical issue of individuals in access to health care. 
II.	Body Paragraph 1 – Technical aspects of your topic
a.	Topic Sentence: Health insurance pays expenses of both medical and surgical care
i.	Supporting detail 1: It compensates the insured for incurred expenses from disease or injuries. 
ii.	Supporting detail 2: It is serves as benefit package for enticing the quality workers.
iii.	Supporting detail 3: Meet the health needs of disadvantages groups or population. 

III.	Body Paragraph 2 – Description of public policy debates surrounding your topic
a.	Transition: Medical coverage and services cannot benefit all people with health insurance. This is because it may not be enough to cover the tests prices, surgeries, and procedures that require being carried out. Consequently, it may leave the individual to pay high bills for medical services and cause some to not acquire the care they need. 
b.	Topic Sentence: There is a pre-existing exclusion that comes with health insurance coverage and services
i.	Supporting detail 1: Medical invention has been proven to be a significant determinant of cost growth in healthcare. 
ii.	Supporting detail 2: Innovation and implementation of new medical technologies affects the cost of healthcare 
iii.	Supporting detail 3: Health insurance coverage is becoming unaffordable since higher costs of medical care signify higher premiums. 
IV.	Body Paragraph 3 -Arguments
a.	Transition: Health insurance coverage comes with various distinct challenges that are becoming a difficult task for the individuals and the government to handle. Inadequate coverage is making it difficult for individuals to gain entry into the healthcare systems thus burdening them with large medical bills. 
b.	Topic Sentence: The high cost of health insurance is making it unaffordable to lots of people all over the world. 
i.	Supporting detail 1: Health insurance coverage and insurance are faced with many challenges of people accessing the health care. 
ii.	Supporting detail 2: The minority and the less fortunate people are becoming unlucky due to escalated cost care making it difficult for them to survive in the changing world of healthcare insurance coverage. 
iii.	Supporting detail 3: Increased enrollment of insurance plans in managed healthcare has challenged the health insurance coverage.
V.	Body Paragraph 4 - Arguments
a.	Transition: Health insurance plans of managed healthcare which endeavor to reduce costs of healthcare and extremely expensive new medical inventions and procedures are at cross purposes pulling against each other in very diverse directions and thus becoming a significant challenge for healthcare team to handle and manage. 
b.	Topic Sentence: Medical coverage and services cannot benefit all people with health insurance.
i.	Supporting detail 1: Medical coverage and services is not enough to cover the tests prices, surgeries, and procedures that require being carried out. 
ii.	Supporting detail 2: Individual may possible be left alone to pay high bills for medical services and this may cause some to not acquire the care they need.  
iii.	Supporting detail 3: Enrolling in new group plan of health insurance requires individuals to be in a pre-existing situations. 
VI.	Opinion and Conclusion
a.	Transition: The scope and cost of healthcare coverage and services have rapidly changed hence adjusting the manner in which healthcare was being managed. With health insurance coverage, increased rate of mortality is reduced bringing a benefit to not only the concerned individuals but also to the whole society and healthcare institutions.
b.	Statement of Opinion: I am positive about the healthcare insurance coverage and services. I believe in equality and fairness of equal treatment of people in healthcare since through insurance coverage, patients are able to obtain and access equal and proper treatment irrespective of class and status.